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RateWatch Scholar Historical Data: About and Access

RateWatch Scholar Data

 

About

ratewatch logo textUCI- Authorized Affiliates
Geography- US

RateWatch Scholar offers the academic community information for U.S. financial institutions for research and analysis.  Data covers over 96,000 branch locations, depending on time period and data type, all provided voluntarily.  Data is gathered from institutions of all types and sizes, including banks, credit unions, savings and loan associations, etc.  The RateWatch Historical data sets focus on retail products offered to the general public.  The UCI Libraries license two RateWatch products:

  • Historical Deposit Data, 2001-2021
    includes CDs, Money Market, Savings and checking accounts, and IRA accounts.
     
  • Historical Loan Data, 2001-2021
    includes new and used auto loans, personal loans, LOCs, HELOCs and mortgages, with interest rates. 
     

For simple sorting and segmenting, data output includes fields such as: certification number, institution name, address, asset size, institution type, MSA codes and federal reserve districts. Data is provided in a format compatible with Excel, SPSS, MathLab and other processing programs. Each data set includes a data dictionary.  Data can be packaged by geography, historical time period and product details and combined with institution identifiers for easy handling and analyzing.  The RateWatch Quality team monitors data collection methods at every step to ensure data is current and precise. 


How To Request Access

The UCI Libraries do not host RateWatch data.  It is provided to Authorized UCI affiliate researchers upon request.  The data sets will be packaged in zip files and split into years due to their large size.  To start a data request:

1.  Email the RateWatch administrator, Annette Buckley, Business and Economics Librarian, using your @uci email address. 
     Start your request.  

2.  Describe your current UCI Affiliation (i.e. faculty, student, staff)

3.  Identify which data set(s) you want and which year(s) you want.  

You will receive a reply email with a link to S&P's file transfer platform, as well as a password that's unique to you. 

 

The UCI Libraries’ RateWatch administrator typically approves data requests within 48 hours during the business week.  If you have not received an update after 48 hours, please use UCI’s Ask A Librarian email service, and copy/paste this message: 

  • I am a researcher requesting access to the RateWatch Historical datasets.  It has been more than 48 hours since I submitted my request for access to the data.  This link has instructions for UCI Libraries staff to help me get access to the data (LibApps login required).

 Box title- Access Answers 


What can I access? 


Access is generally available to all users. Registration or account creation might be required to access.

For commercial websites, the UCI Libraries do not offer premium memberships or subscriptions.

 


Access is available to all users ON the UCI campus and at GML.

OFF campus access requires Authorized Affiliates to log into the VPN with their active UCInetID and password. Authorized Affiliates are users with an active UCInetID and password, i.e. current UCI students, faculty, and staff.

 


Access requires an active UCInetID and password.

Authorized Affiliates are users with an active UCInetID and password, i.e. current UCI students, faculty, and staff.

 


These resources are not licensed by the UCI Libraries, but librarians occasionally promote them when they are relevant for certain types of research.

Access is available only for Authorized Affiliates, who are also affiliated with the Paul Merage School of Business.

 

The resources are limited to select UCI populations, based on the user’s status, e.g. current UCI Faculty or PhD students. Please refer to the UCI Libraries for access instructions.

Examples for why content may be limited include: a vendor set restrictions on who may access their information; alternatively, information may be sensitive, identifying, or embargoed;

 


How do I access? 
-  Students
-  Employees
-  Alumni
-  Visitors


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