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RateWatch Scholar Historical Data

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Access Answers

What can I access? 

Access is generally available to all users. Registration or account creation might be required to access.

For commercial websites, the UCI Libraries do not offer premium memberships or subscriptions.


Access is available to all users ON the UCI campus and at GML.

OFF campus access requires Authorized Affiliates to log into the VPN with their active UCInetID and password. Authorized Affiliates are users with an active UCInetID and password, i.e. current UCI students, faculty, and staff.


Access requires an active UCInetID and password.

Authorized Affiliates are users with an active UCInetID and password, i.e. current UCI students, faculty, and staff.


These resources are not licensed by the UCI Libraries, but librarians occasionally promote them when they are relevant for certain types of research.

Access is available only for Authorized Affiliates, who are also affiliated with the Paul Merage School of Business.


The resources are limited to select UCI populations, based on the user’s status, e.g. current UCI Faculty or PhD students. Please refer to the UCI Libraries for access instructions.

Examples for why content may be limited include: a vendor set restrictions on who may access their information; alternatively, information may be sensitive, identifying, or embargoed;


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How do I access the UCI network? 
-  Students
-  Employees
-  Alumni
-  Visitors

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what I access?

Typically acceptable vs. unacceptable use.

Data Temporarily Unavailable


Due to a big server migration project on the vendor's side, this data is currently unavailable as of July 2024.
The UCI Libraries are in communication with the vendor, and we will update this page as soon as the data is available again.  


Access: UCI- Authorized Affiliates
Geography- US

ratewatch logo textRateWatch Scholar offers the academic community information for U.S. financial institutions for research and analysis.  Data covers over 96,000 branch locations, depending on time period and data type, all provided voluntarily.  Data is gathered from institutions of all types and sizes, including banks, credit unions, savings and loan associations, etc.  The RateWatch Historical data sets focus on retail products offered to the general public. 

The UCI Libraries license two RateWatch products:

  • Historical Deposit Data, 2001- April 2023 
    Includes CDs, Money Market, Savings and checking accounts, and IRA accounts.
  • Historical Loan Data, 2001 - April 2023
    Includes new and used auto loans, personal loans, LOCs, HELOCs and mortgages, with interest rates. 

For simple sorting and segmenting, data output includes fields such as: certification number, institution name, address, asset size, institution type, MSA codes and federal reserve districts. Data is provided in a format compatible with Excel, SPSS, MathLab and other processing programs. Each data set includes a data dictionary.  Data can be packaged by geography, historical time period and product details and combined with institution identifiers for easy handling and analyzing.  The RateWatch Quality team monitors data collection methods at every step to ensure data is current and precise. 


Anteater mascot sticking its tongue through a hoop.Because of data vendors' restrictions, some resources require you to take additional steps (jumping through hoops) to access.  To request access, please complete the form below. 

This resource is only available to UCI Authorized Affiliates, i.e. current UCI students, faculty, and staff, with an active UCInetID.  The UCI Libraries cannot facilitate access for people who are not UCI Authorized Affiliates, like Alumni or Visitors.  

Dataset Access Request Form

smile emoji  It only takes 1-2 minutes to complete!  

UCI Libraries' staff typically process requests within 48 hours during the business week.  If you don't receive an update after 48 business hours, please do the following:

  1. Visit the Libraries Ask A Librarian email service page.
  2. Copy and paste this script into the email form:
    • Question
      Dataset Access Request
    • More Detail/Explanation:
      Hello, I am a UCI researcher requesting access to a dataset that requires a library staff member to facilitate.  It has been more than 48 business hours since I submitted the Dataset Access Request Form (, and I have not received a reply.  I need UCI Libraries staff to help me get access to the data by visiting the following guide (LibApps login required):